TravelSafe Travel Insurance – Traveling is exciting, but unexpected issues like flight delays, lost luggage, or sudden illness can quickly turn a dream trip into a stressful experience.
That’s where TravelSafe Travel Insurance comes in. With a range of coverage options, TravelSafe aims to protect travelers from common travel mishaps, helping you stay prepared and worry-free.
Whether you’re planning a family vacation or an adventure overseas, TravelSafe offers plans designed to keep you covered.
In this article, you’ll have a closer look at how TravelSafe Travel Insurance can give you peace of mind on your next journey. So, stick with us to be enlightened.
What Is TravelSafe Travel Insurance About?
TravelSafe Travel Insurance is designed to give travelers reliable coverage for the unexpected. This ensures peace of mind while on the go.
They offer comprehensive protection for issues like trip delays, medical emergencies, and lost or damaged belongings. They do this with the aim to make travel as smooth and worry-free as possible.
TravelSafe provides two policy options: Basic and Classic. Both plans cover essential needs like trip interruptions, medical expenses, and lost personal items, as well as support for domestic travel.
However, the Classic plan includes additional benefits not available in the Basic policy. It offers more extensive protection for those who want extra peace of mind during their travels.
Coverage Options Available On TravelSafe
As earlier mentioned, there are two types of coverage options available on TravelSafe. They are the basic and classic insurance options.
TravelSafe Basic Policy
The TravelSafe Basic plan offers essential coverage for travelers. Here’s what it includes:
- Trip Cancellation: You’re protected for up to $10,000 per person against nonrefundable travel expenses if you need to cancel your trip.
- Trip Interruption: If your trip is interrupted, this policy covers 100% of nonrefundable expenses incurred during your journey.
- Missed Connections: If you miss a connection by more than three hours, you can receive reimbursement of up to $500.
- Travel Delay: For delays exceeding six hours, the plan covers up to $100 per day, with a maximum payout of $1,000 for necessary expenses.
- Travel Health Coverage: The plan includes dental coverage of up to $750 and $35,000 for medical expenses related to accidents or illnesses during your trip.
- Emergency Medical Evacuation: You’re covered for emergency medical evacuations or repatriation costs up to $100,000.
- Personal Belongings: You can claim up to $500 for lost personal items and another $500 for personal effects. If your bags are delayed for over 12 hours, you’ll receive up to $100.
TravelSafe Classic Policy
The TravelSafe Classic plan builds on the Basic plan by offering additional benefits:
- Trip Interruption and Cancellation: In case of trip interruption, you can receive up to 150% of your nonrefundable trip costs, and for cancellations, coverage goes up to $100,000 per person.
- Missed Connections: This plan provides up to $2,500 if you miss a connection by more than three hours.
- Travel Delay: For delays longer than six hours, you can claim up to $150 per day, with a maximum reimbursement of $2,000.
- Travel Health Coverage: The Classic plan increases accident and illness medical coverage to $100,000 while keeping the dental limit at $750.
- Personal Belongings: You’re covered for up to $2,500 for lost luggage and personal items, with increased reimbursement of $250 for delayed bags over 12 hours.
- Pet Kennel Coverage: Thispolicy also includes up to $100 per day for pet kennel expenses.
TravelSafe Travel Insurance provides various coverages that can be very beneficial for travelers.
Optional add-ons include Cancel-for-Any Reason (CFAR), extended property benefits, Accidental Death & Dismemberment (AD&D) coverage, and rental car damage protection.
What Does TravelSafe Travel Insurance Not Cover?
Understanding what TravelSafe Travel Insurance does not cover can help you make the right decisions before choosing travel insurance. Here are the common exclusions you might encounter:
- Pre-existing Conditions: Claims related to medical conditions that existed before purchasing the insurance are usually not covered unless the policy specifically includes coverage for such conditions.
- Travel to high-risk Areas: Coverage may be limited or excluded for trips to regions with travel advisories due to political unrest, natural disasters, or other safety concerns.
- Non-Refundable Expenses: Expenses that are not specifically covered by the policy, such as certain tours, activities, or accommodations that do not allow for refunds, may not be reimbursed.
- Intentional Acts: Any losses resulting from intentional or illegal actions, including substance abuse, are generally excluded from coverage.
- Acts of War: Any claims arising from acts of war, terrorism, or civil disturbances may be excluded from coverage. And this depends on the policy terms.
- Travel for Medical Treatment: If you travel specifically to seek medical treatment, related expenses may not be covered.
Your policy might exclude more. Therefore, it is important to read the policy details carefully to understand the specific exclusions and limitations. As these can vary between plans.
How Much Does It Cost?
The cost of a TravelSafe insurance policy averages around $316, though prices can vary based on several factors. TravelSafe is generally more affordable for young, solo travelers, while costs tend to be higher for older travelers.
Several factors influence the price of travel insurance. These include the destination, the planned activities, the traveler’s age and health, and the length of the trip.
Since TravelSafe’s two policies offer relatively high coverage limits. They might not be the cheapest options out there, but the coverage provided may justify the price for some travelers.
