With its headquarters located in White Plains, New York, and founded in 1967, Gerber Life Insurance Company offers cheap life insurance quotes customized to meet the needs of different families. Furthermore, Gerber Life Insurance was named after the Gerber Products Company (parent organization) which is popular for its baby food and has strong customer service and reputation over the years.
Different life insurance products or plans are offered by the company to offer peace of mind and financial security to families across the United States of America.
Apart from this, Gerber Life Insurance is popular for its Life Assurance policies for youngsters or teens, which assist grandparents or parents protect the future of their kids or grandkids from a young age.
In addition to this, accumulated cash value and guaranteed coverage options are provided by Life Assurance policies offered by Gerber. Hence, financial growth and dual benefits are guaranteed. The application process is straightforward and their pricing is competitive, making it a good choice for families who are looking for life insurance solutions.
How Does It Work?
If you own or have a Gerber Life Assurance policy, you can enjoy and get financial protection in the event of terminal diseases or death. As a policyholder, you will be responsible for making the premium payment to the company in exchange for coverage like living benefits and death benefits. Meanwhile, the type of insurance policy you choose and the terms of your policy determine how your policy will operate or function.
What Does Gerber Life Insurance Cover?
Here are the scenarios based on your policy type that Gerber Life Insurance covers:
- Permanent life insurance.
- Death benefit.
- Child life insurance.
- Terminal illness benefit.
- Term life insurance.
What Does Life Insurance Not Cover?
Although a wide range of situations are usually covered by Gerber Life Insurance, here are some exclusions that are applied:
- Fraudulent claims.
- Suicide clause.
- Policy lapse.
- Illegal activities.
Gerber Life Insurance Plans
Here are term life and whole Life Assurance options offered by Gerber Life Insurance:
Term Life Insurance Options:
- Gerber Life College Savings Plan.
- Term Life Policies for Adults.
Whole Life Insurance Options:
- Gerber Life Young Adult Plan.
- Gerber’s Grow-Up Plan.
- Guaranteed Life.
- Whole Life for Adults.
Other Gerber life coverage includes accidental death and reimbursement insurance.
Gerber for Riders
If you would like to personalize or increase the coverage of your policy, you can get additional riders or endorsements offered by Gerber. The two riders offered by Gerber include:
- Waiver of premium rider.
- Guaranteed purchased option rider.
It is up to you to choose whichever one you want.
Who Needs a Policy?
Any individual with financial obligations or dependents should consider purchasing aGerber Life Insurance policy:
- Parents.
- Individuals with future expenses concerns.
- Seniors.
Moreover, no matter your age, you can still consider purchasing a Life Assurance quote from Gerber for proper protection.
How Much Does Gerber Life Insurance Cost?
The average cost of a term Life Assurance policy according to the Gerber official website begins from $15.42 monthly. Moreover, will not increase over the specific term. Meanwhile, various factors are responsible for the cost of Gerber’s life insurance quotes. They include:
- Coverage amount.
- Age.
- Type of policy.
- Health.
- Gender.
- Policy length.
If you want to get the correct cost of premium for a Gerber life insurance policy, personalize your quote on their official website.
How to Get Gerber Life Assurance
The process of purchasing a Life Assurance policy from Gerber is very simple. What’s more, you do not have to pay any money to secure one. Nevertheless, if you are new to the platform and would like to buy a policy, here are the steps to follow:
- Visit the Gerber Life Assurance official website.
- Understand the types of policies.
- Find out which one meets your needs.
- Ask for a quote.
- Begin the application process.
- Provide your personal and health information.
- Begin the underwriting process.
- Wait for approval.
- Review the details of the policy.
- Agree.
- Make your premium payment.
After you make payment for the premium, your policy and coverage will now be active. If you need to file a claim, then do so.
Gerber Life Assurance Login
If you are an existing customer of Gerber Life Insurance, then you do not need to create an account again. Instead, all you need to do is log in or sign in to your existing account, and here is how to do it through the eService portal:
- Go to the official Gerber Life Assurance website.
- You can choose to visit the login website straightaway as well.
- Tap on Login or Account Access.
- Provide your username.
- Password.
Not only can you access your account by logging in but you can also manage your beneficiary information, policy details, premium payments, and many more.
Frequently Asked Questions
How do I file a claim with Gerber Life?
If you have an issue and would like to file a claim with Gerber, you can do so by calling their provided phone number and asking for the claims form. Once you fill it out and wish to submit it, mail it to their headquarters’ address.
How do I contact Gerber Life Assurance?
New and existing customers can contact or reach out to Gerber through their customer service phone number. You can also contact them through mail, email, or fax Check out the official website of the company for more details.
