Your pet’s health is just as important as your own, and unexpected vet bills can be a challenge. Bivvy Pet Insurance offers an affordable and straightforward way to ensure your furry friend gets the care they need without breaking the bank.
Bivvy Pet Insurance makes pet care affordable for all budgets with its straightforward plans and transparent pricing.
Unlike traditional pet insurance, which can come with high premiums and complex policies, Bivvy keeps things easy to understand.
However, whether it’s routine care or an unexpected illness, Bivvy helps cover the costs so you can focus on what matters most: your pet’s well-being.
Plus, with quick claims processing and no breed or age restrictions, it’s an option that truly works for every pet owner. What’s more? Stick with us until the end of this blog post to find out.
What Does Bivvy Pet Insurance Cover?
Bivvy Pet Insurance provides a range of coverage options designed to protect your pet from common health issues throughout their life.
The standard policy includes an accident and illness plan, which covers many of the basic medical problems your pet might face.
For preventive and routine care, you can opt for a wellness plan, which is ideal for maintaining your pet’s overall health. Some of the expenses covered by Bivvy’s policies include:
- Blood tests
- Treatment for cancer
- Accidents, including broken bones
- Prescription medications
- Surgeries
- Hospitalization and emergency care
- Chronic conditions like allergies
- Congenital and hereditary conditions such as heart disease
- Eye disorders
If the coverage you need isn’t included in the standard policy, Bivvy also offers add-ons to tailor the plan to your pet’s specific needs.
What Is Not Covered?
While Bivvy provides comprehensive coverage, there are some exclusions to be aware of:
- Grooming and cosmetic procedures
- Routine dental cleanings
- Spaying and neutering
- Food and dietary supplements
- Experimental treatments
- Pre-existing conditions
For preventive care not included in standard policies, the wellness plan can be a good option to consider.
Where Is Bivvy Pet Insurance Available?
Bivvy offers pet insurance in most states but is not available in:
- Alaska
- California
- Kentucky
- Massachusetts
- Mississippi
- Montana
- New York
- North Dakota
- Oklahoma
- Pennsylvania
- Washington
If you reside in one of these states, you may need to explore alternative providers.
How Much Does Bivvy Pet Insurance Cost?
Bivvy is known for its flat-rate pricing, with an average monthly cost of $15 for cats and dogs. This cost remains consistent regardless of your pet’s age, breed, or size. The final premium will depend on the specific coverage and add-ons you choose.
For a precise estimate, you can request a quote directly from Bivvy or consult an experienced insurance agent familiar with their offerings.
Waiting Period For Coverage
Bivvy has a waiting period that applies before your coverage officially begins, and the length of this period depends on the type of claim. For accidents, the waiting period is 14 days from the date the policy is purchased. Claims related to illnesses, such as vomiting or diarrhea, require a waiting period of 30 days before coverage takes effect.
For canine orthopedic conditions, the waiting period is significantly longer, extending up to 180 days. However, this duration may vary depending on whether the condition is caused by trauma or other factors. These waiting periods are in place to ensure claims are valid and to prevent misuse of the policy.
Frequently Asked Questions
Can I Visit Any Vet With Bivvy Pet Insurance?
Yes, you can visit any licensed veterinarian for treatment. Claims must be supported by professional reports from the vet.
Can I Insure Multiple Pets Under One Policy?
Bivvy requires a separate policy for each pet, but you can manage all policies through one account. Coverage is available exclusively for cats and dogs.
Can I Cancel My Policy?
Yes, cancellation can be done via your online account. Inform Bivvy about your decision, and they will guide you through the process and provide necessary information.
Bottom Line
Bivvy Pet Insurance is an affordable and simple way to ensure your pet gets quality care. With its straightforward coverage and no age or breed restrictions, it’s an excellent choice for pet owners looking for hassle-free insurance.
